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Dealing with market ups and downs
In light of recent market volatility, remember that your retirement plan is intended for long-term investment. Attempts to time the market are rarely successful. Studies show that the most effective way to manage risk over time is to maximize your contributions in a diversified portfolio that is rebalanced through up-and-down markets. Keep your individual needs, goals and time horizon in mind and consult with your financial adviser if needed.

Representatives of GWFS Equities, Inc. are not registered investment advisors and cannot offer financial or investment advice.

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Empower Retirement refers to the products and services offered in the retirement markets by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: White Plains, NY; and their subsidiaries and affiliates. The trademarks, logos, service marks, and design elements used are owned by GWL&A.